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Is Prepaid Legal Service Worth the Money?

Friday, October 29th, 2010

Pre-Paid legal Services, Inc. is a service network of more than 50 independent law firms in the US and Canada that aim in providing affordable legal services by charging a monthly, semi-annual or annual insurance plan. Once you register with Pre-paid, you gain access to all the established network of attorneys when necessary. Benefits include free document reviews, Will preparation, discounts off regular hourly rates and the first 30 minutes of legal advice from an attorney is free. Another great feature also included is the Identity Theft Shield which is responsible for monitoring any attempts of identity fraud to your personal information.

Pre-paid advertises by means of a multi-level marketing (MLM) structure and is the only legal service in North America that uses MLM. How it works is for a $49 fee you become an independent distributor. This gives you the rights to market the service plan to others. When you begin selling the idea of Pre-paid Legal Services, Inc., you make commissions based on volume of sales. You also earn money by signing up sales representative in your downline and make additional commissions based on you teams accumulate sales volume. Pre-paid’s compensation plan provides advancement incentives as well as “persistency levels” that are used in calculating ones income based on member retention. Also, you are given a company discount when personally using the services you market.

Pre-paid Legal was established in 1972 so its track record has proved that it can stand the test of time. Prepaid Legal Services is worth the money, but you must be very discipline and dedicated if you wish to create significant income as a sales rep. It is definitely worth the money if you plan on just using the legal services.

Pre-paid reported to the SEC in 2005 that under 25% of sales reps sold more than one insurance plan. This means that if you want to make it big in this MLM, you will have to recruit a team of solid sales reps to generate the volume necessary to see some nice numbers. It is all a numbers game so hopefully to recruit thousands of people in order to achieve a respectable income.

Free Legal Services

Tuesday, June 8th, 2010

Some people feel that providing free legal services to poor people who put an extra financial burden on the Govt. And therefore despise the need for free legal service for the poor people. There are surely going to be a whole lot of budgetary complications however this is no excuse for the Govt. to back off and just watch this injustice being undergone by the poor people.

When people try to evade their income tax payments, none of the IRS employees would step back and say ok fine you can get away with not paying taxes. Everyone would be vigilant and would try to make each citizen pay their taxes however when it comes to providing legal services not many of us bother to even think about what the poor people must be going through when they are deprived justice just because they are poor.

What would do you think would be the repercussion of being deprived justice? Let’s take an example of a man who has a piece of land which is his source of income since he is a farmer. Now if someone encroaches this man’s land, don’t you not think that he deserves to complain about this in the court of law? To be able to get justice this poor farmer, who is already in a problem, would need legal assistance which is very expensive. Now is it ethically correct for all of us as citizens of a country to sit and watch a fellow citizen getting deprived of justice because he is poor?

Each and every one of us is a mature adult and can surely devise a plan to help these individuals in getting justice as and when needed. Firstly we need to be realistic. The whole population of the country which is poor is not going to need legal assistance every time. A very few people out of this poor segment of citizens would need legal assistance in their entire life cycle.

Let’s think like this, don’t countries across the nation finance their satellites and military equipment and also the spacecrafts? These projects are massive and involve billions of dollars. So when the Govt. is capable of funding these massive projects then why not focus a little on providing legal services to the poor citizen. To be very honest, it is all about the willingness of the people of our country. We can only wish that some powerful and caring people raise this issue with and give it a successful end which will make justice accessible for all.